Real Estate Guides

Check your credit scoreBefore you start the pre-approval process, it's important to check your credit score. Your credit score is a key factor that lenders consider when determining whether to approve your mortgage application, so it's important to make sure it's as high as possible. If your credit score is low, you may want to take steps to improve it before applying for a mortgage.Gather your financial...

Saving for a home down payment Saving for a home down payment might seem daunting, but it's a journey well worth embarking on. The key is to start with a clear goal: determine how much you need based on your desired home's price and the typical down payment percentages (usually 5% to 20%). Next, craft a savings plan that fits your financial situation. This could mean setting up a dedicated...

    In Malaysia, the dream of homeownership is now more attainable thanks to innovative solutions like the Rent-To-Own (RTO) scheme. This unique approach offers a practical alternative for those who find immediate property purchase challenging. Here’s a breakdown of what the RTO scheme in Malaysia entails and how it benefits prospective homeowners.   Download Now: Property Buyers...

Budgeting for home closing costs   Buying a home is a significant financial milestone, and one that requires a lot of planning and preparation. One of the most important parts of this process is budgeting for closing costs. These are the fees and expenses associated with purchasing a property that must be paid in addition to the purchase price of the home. Closing costs can be significant and can...

Handle multiple offers on your home   Navigating the exciting yet complex scenario of receiving multiple offers on your home can feel like a high-stakes balancing act. It's a situation that many sellers dream of, yet it comes with its own set of challenges and strategic decisions. As flattering and potentially lucrative as it is, handling multiple offers requires a mix of savvy negotiation...

Navigating the closing process for home sellers   The closing process can be a confusing and stressful time for sellers, but with a little preparation and knowledge, it doesn't have to be. Navigating the closing process can be broken down into several key steps that will help ensure a smooth and successful transaction for all parties involved. Embarking on the journey to homeownership is an...

Selling A Home "as-is" Stepping into the world of selling a home 'as-is' can be both an intriguing and daunting venture. It's a path that says, "What you see is what you get," offering a unique appeal to certain buyers who are looking for a potential project or a more budget-friendly option. As a seller, this approach can be quite liberating – it's about being transparent and upfront about the...

Determine your budget and get pre-approved for a mortgage1.     One of the most important things to consider when preparing for homeownership is your budget. It's important to have a clear understanding of what you can afford when it comes to a mortgage payment. This will help you narrow down your search for a home and avoid disappointment later on. Additionally, getting pre-approved for a mortgage can...

Do your research:1.     Before you begin negotiations, it's important to have a good understanding of the local housing market and the factors that may affect the price of the home you are interested in. Look at comparable homes in the area to get an idea of what similar properties are selling for. This will give you a baseline for your negotiations and help you make a more informed offer.Determine...

How to sell your house fast   Choose the right real estate agentDon’t hire a real estate agent just because you liked their profile picture on their listings page or they’re a relative. Selling a house takes negotiating skills, time and good knowledge of the neighbourhood. You need a good real estate agent to help you to balance between finding the best price and a swift sale. Check...